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However, rental car insurance could be expensive, sometimes costing up to $50 per day. Many renters wonder if the extra protection is worth the price. “If you solely have legal responsibility insurance coverage on your own automotive, you’ll must get a separate policy for the car rental in case there’s damage to it in the occasion of a crash,” Gill mentioned. Other factors to consider embody whether or not the rental automotive is costlier than your own vehicle. Auto insurance coverage protection from companies like Allstate, Geico, Farmers, State Farm and Progressive often only extends to leases in the us and Canada.