KOMPAS.com – The public continues to be encouraged to use online loan services (pinjol) legally and registered with the Financial Services Authority (OJK). The reason is that currently there are still various illegal loans that can be detrimental to society.

Therefore, before using online loan services, it is always necessary to regularly check the list of legal loans on the official OJK website. As usual, OJK will periodically release a list of legal loans that have obtained OJK permits and are legal as of January 2023.

Reporting from the official website ojk.go.id there is the latest information regarding the termination of PT Investree Radhika Jaya’s sharia business activities in accordance with the attached Directors’ letter so that currently PT Investree Radhika Jaya only has a conventional type of business.

In addition, there was a change in PT Indonesia Fintopia Technology’s website address, which was originally indo.geteasycash.asia to easycash.id. To find out more about the list of 102 legal loans, here is the list.

Also read: Check the Legality of Loans and Fintech on the Cekfintech.id Site

List of 102 legal loans registered with OJK

  1. Danamas – https://p2p.danamas.co.id
  2. investree – https://www.investree.id
  3. amartha – https://amartha.com
  4. WALLET Kilat – https://www.dompetkilat.co.id
  5. Boost – https://myboost.co.id/
  6. CAPITAL SHOP – https://www.tokomodal.co.id
  7. my modal – https://modalku.co.id
  8. KTA QUICK – https://www.pendanaan.com
  9. Smart Credit – https://creditpintar.co.id
  10. Maucash – https://maucash.id
  11. Finmas – https://www.finmas.co.id
  12. KlikA2C – https://klika2c.co.id
  13. Acceleration – https://www.akseleran.co.id
  14. Ammana.id – https://ammana.id
  15. GO Loan – https://www.pinjamango.co.id
  16. CoinP2P – https://koinp2p.com
  17. Tree Fund – https://treedana.id
  18. MEKAR – https://mekar.id
  19. Adakami – www.adakami.id
  20. ESTA KAPITAL FINTEK – https://www.estakapital.co.id
  21. KREDITPRO – https://creditpro.id
  22. FINTAG – https://fintag.id
  23. RUPIAH FAST – www.rupiahcepat.co.id
  24. CROWDO – https://crowdo.co.id
  25. Indodana – https://www.indodana.id/
  26. JULO – www.julo.co.id
  27. Pinjamwinwin – https://pinjamwinwin.com/
  28. DanaRupiah – https://www.danarupiah.id/
  29. Taralite – www.taralite.com
  30. Borrow Capital – https://pinjammodal.id/
  31. ALAMI – https://alamisharia.co.id/id/
  32. AwanTunai – www.awantunai.co.id
  33. Danakini – https://danakini.co.id
  34. Lion – https://singa.id
  35. DANAMERDEKA – https://danamerdeka.co.id
  36. EASYCASH – https://indo.geteasycash.asia
  37. LOAN IT – https://www.pinjamyuk.co.id
  38. FinPlus – www.finplus.co.id
  39. UangMe – https://uangme.id
  40. PinjamDuit – https://pinjamduit.co.id
  41. SHARIA FUNDS – https://danasyariah.id
  42. BATUMBU – www.batumbu.id
  43. Cashfast – https://cashcepat.id
  44. KlikUMKM – www.klikUMKM.co.id
  45. Easy Borrowing – https://www.creditplustechnology.id
  46. cicil – https://www.cicil.co.id
  47. lumbungdana – https://lumbungdana.co.id
  48. 360 CREDITS – www.360kredi.id
  49. Dhanapala – www.dhanapala.id
  50. Kredinesia – www.kredinesia.id
  51. Pintek – https://pintek.id
  52. ModalRakyat https://modalrakyat.id
  53. SOLUSIKU – www.solusi-ku.id
  54. Cairin – www.cairin.id
  55. TrustIQ – https://trustiq.id
  56. CLICK US – www.klikkami.co.id
  57. Duha SYARIAH – www.duhasyariah.com
  58. Invoila – https://invoila.co.id
  59. Sanders One Stop Solution – https://sanders.co.id
  60. DanaBagus – www.danabagus.id
  61. UKU – https://ukuindo.com/
  62. KREDITO – https://credito.id
  63. AdaPundi – www.adapundi.com
  64. Lentera Dana Nusantara – www.lenteradana.co.id/lender/
  65. National Capital – www.modalnasional.co.id
  66. Communal – www.komunal.co.id
  67. Restock.ID – www.restock.id
  68. TaniFund – www.tanifund.com
  69. Lightweight – www.ringan.co.id
  70. Avantee – www.avantee.co.id
  71. Gradana – https://www.gradana.co.id/
  72. Danacita – www.danacita.co.id
  73. IKI Capital – www.ikimodal.com
  74. Ivoji – www.ivoji.id
  75. Indofund.id – https://indofund.id/
  76. iGrow – https://igrow.asia/
  77. Danai.id – https://danai.id
  78. DUMI – https://minjem.com/
  79. LAND SIKAM – www.lanansikam.co.id
  80. qazwa.id – https://qazwa.id/
  81. KrediFazz – www.kredifazz.id
  82. Doeku – https://doeku.id/
  83. My Aktiva – https://aktivaku.com/
  84. Danain – www.danain.co.id
  85. Indosaku – https://indosaku.id/
  86. Golden Bridge – www.jembatanemas.id
  87. EDUFUND – www.edufund.co.id
  88. GandengTangan – www.gandengtangan.co.id
  89. PAPITUPI SHARIA – www.papitupisyariah.com
  90. BantuSaku – https://www.bantusaku.id/
  91. danabijak – https://danabijak.com/
  92. Danafix – https://danafix.id/
  93. AdaModal – https://www.adamodal.co.id/
  94. SamaKita – https://samakita.co.id/
  95. KawanCicil – https://kawancicil.co.id
  96. CROWDE – https://crowde.co
  97. KlikCair – https://klikcair.com/
  98. ETHIS – https://ethis.co.id
  99. SAMIR – www.samir.co.id
  100. UATAS – www.uatas.id
  101. My assets – https://asetku.co.id
  102. Findaya – https://findaya.co.id

To find out more information regarding the list of legal loans with OJK permission, you can go to the following link.

Also read: Here’s the Flow for Termination of Illegal Loan Access by Kominfo

How to check if loan is illegal or not

Apart from knowing the list of names of legal online loan companies, it is also easier for the public to check the names of illegal loan companies on the official OJK website below.

Apart from that, the public can also check it via WhatsApp OJK at 081157157157. call center 157, and Instagram @kontak157.

OJK also calls for ensuring the needs and ability of creditors to pay off loans and understand the agreements and obligations that must be fulfilled.


Get updates selected news And breaking news every day from Kompas.com. Let’s join the Telegram Group “Kompas.com News Update”, how to click the link https://t.me/kompascomupdate, then join. You must first install the Telegram application on your cellphone.

By zonxe